Being wounded by someone else’s carelessness can have a huge impact on your life. Following an injury, there are significant steps you can take to recover compensation for both past and future losses:
- Medical expenses
- Loss of earnings
- Suffering and pain
- Anguish in the mind
- Companionship loss
Following these steps after being hurt in an accident can help you get the best possible result in your personal injury claim:
- Gather as much proof as you can. This could be crucial to your claim’s success. Detailed accident notes can be used to gather evidence. You should keep track of the date, location, and cause of the accident, as well as the severity of each of your injuries.
- Take pictures and record videos. Visual evidence allows the insurance company and/or jury to see the entire extent of the damage and your injuries, allowing them to properly pay you.
- Take a look at the police report and get a copy of it. The police report will detail the officers’ initial reactions to the accident, as well as who they believe is to blame. This proof can help you win your case.
- Engage the services of a personal injury attorney. At Hensley Legal Group, attorneys can explain the phases of a personal injury claim and lawsuit, as well as what to expect as your case progresses. We recognize that the evidence you must present in order to win compensation in a personal injury case differs depending on your specific circumstances.
How to File a Claim for Insurance?
Even when fault appears to be evident, insurance companies frequently argue the facts of an accident or injury. In order to secure appropriate compensation for your case, you need a personal injury lawyer behind you in an insurance dispute.
First-party and third-party claims are the two categories of insurance claims. In order to collect the compensation you deserve, you must know when and how to file each of these claims.
- First-Party Claims — When you file a claim with your own insurance company, this is referred to as a first-party claim. If you were at fault in an accident or if your home or property was harmed, you can submit a first-party claim. You can submit an uninsured or underinsured claim on your own insurance policy if the other party does not have enough or any insurance.
- Third-Party Claims — If you are injured in an accident caused by someone else’s negligence, you should submit a third-party claim. A third-party claim is filed with the insurance company of the at-fault driver.
It’s crucial to keep in mind that insurance companies are corporations. They seek to settle your lawsuit for the smallest amount of money possible. In most cases, an insurance company will offer an early settlement for less than your case is worth in the hopes that your claim would be dismissed. That is why, before accepting any settlement offer, you should speak with an experienced personal injury lawyer.